Application of this Privacy Policy
This Privacy Policy serves to set out our approach to personal data, inclusive of personal data of our Users. This Privacy Policy applies to systems, operations and processes of WalletMonie that involve the collection, use, storage, and disclosure etc. of personal information of our Users.
This Privacy Policy applies to use of our website at https://ewalletmonie.com, and all affiliated websites and applications owned and operated by us (collectively, the "Website"), applications, other online services and/or any related services, sales, marketing, promotional or events, and social media activities (together with the Website, our "Services"). Currently, this Website operates only in Nigeria, and is only available to users who have Nigerian bank accounts. For our Users, this Privacy Policy is part of our Terms of Use.
This Privacy Policy applies to your use of (regardless of means of access) our Services. You may access or use our Services through a desktop, laptop, mobile phone, tablet, or other consumer electronic device (each, a "Device"). This Privacy Policy also applies to your offline interactions with WalletMonie.
By accessing or using our Services, you agree to this Privacy Policy.
Information We Collected From You
In general, you can visit https://www.ewalletmonie.com without telling us who you are or revealing any information about yourself. When you submit an inquiry to us via any means, register for a WalletMonie account, register to attend a WalletMonie event, interact with us on social media, partake in competitions and promotional activities and volunteer information to us; we may collect personal information from you, which may include your name, email address, mobile phone number, banking information, image and other information that identifies you (collectively, "Personal Information"). By providing your Personal Information and any other kind of information or data to us, you expressly agree to our collection, use, storage, and disclosure of such information as described in this Privacy Policy. As a User, we will also ask you to create login information for your WalletMonie account, such as a username and password. When you provide your mobile phone number, we may ask for your consent to receive text messages relating to our Services on that number. In general, we collect Personal Information you give us by filling in forms or by corresponding with us by phone, email, social media posts & messages, or otherwise. We may receive, use, store and transfer different kinds of Personal Information about you, including but not limited to the following: Identity Information: which includes your first name, last name, maiden name (where applicable), username or similar identifier, marital status, title, date of birth and gender.
Will I receive interest on the funds held in my WalletMonie Account?
In order to use the Services, you must: (a) accept and agree to these Terms and our Privacy Policy; (b) register with us on the Website; (c) be a Nigerian citizen (or a legal Nigerian resident) of at least eighteen (18) years of age; (d) have a Bank Account with a Nigerian financial institution; and (e) provide all information requested by us, such as your name, email address, mobile device number, online credentials for your Bank Account, and such other information as we may request from time to time (collectively, “User Information”).
Are there any fees for using the Services?
There are no transaction charges or monthly fees for the Services. We reserve the right to charge fees for the Services in the future, at our sole discretion. We will notify you before charging a fee for the Services by delivering notice to you electronically, by posting such fee on the Website, or by any other method permitted by applicable law. If you continue using the Services after such notice, you must pay all applicable fees for the Services.
What are some restrictions on using the Services?
You may only use the Services for your own personal, non-commercial use and not on behalf of or for the benefit of any third party. Your use of the Services must comply with all applicable laws. If your use of the Services is prohibited by applicable law, then you are not authorized to use the Services. We are not responsible if you use the Services in any manner that violates applicable law.
You agree not to authorize any other person or entity to use your username and password or mobile device to access the Services. You are solely responsible for the maintenance, confidentiality, and security of your username, password, and other User Information. Except as otherwise required by applicable law, you are responsible for all transactions and other activities authorized or performed using your username and password or mobile device, whether authorized or unauthorized by you. Except as otherwise expressly stated in these Terms or required by applicable law, we are not responsible for any losses arising from the loss or theft of your User Information or your mobile device or from unauthorized or fraudulent transactions associated with your Bank Account or your WalletMonie Account. If you suspect or become aware of any unauthorized activity or access to your username, password, or mobile device, you must contact us immediately at contact@ewalletmonie.com or 0700 933 933 933.
